Chief.Legal gives finance companies, fintech ventures, lenders, and corporate acquirers an on-demand General Counsel — Fortune 500 in-house discipline, founder-level operating experience, US and international reach.
One counsel across the full life of a financial services business — from licensing and launch, through funding and compliance, to acquisition and exit.
Personal loans, sales finance, credit cards, auto and title lending, truck and equipment leasing, floorplan programs, mortgage origination and servicing — branch-based and online.
Digital origination, e-signature and disclosure architecture, underwriting frameworks, payments, remittances, and money services — informed by having built and operated an online lender end-to-end.
Design and implementation of comprehensive federal and multistate compliance programs: CFPB examinations, licensing, credit reporting, marketing review, and regulator communications.
GLBA, FCRA, and state, federal, and international privacy regimes. Data use, sharing, and monetization agreements, lead generation, privacy notices, and cross-border transfers.
Company and portfolio acquisitions, forward-flow and securitization structures, syndicated and secured lending, joint ventures, and tax-efficient deal structuring — domestic and cross-border.
FDCPA / Reg F compliant servicing and recovery operations, repossession and remarketing programs, litigation and post-judgment workflows, and specialty recovery including probate and estate resolution.
Every engagement is scoped to the business — not the billable hour. Choose the depth of involvement your stage requires.
Ongoing, part-time legal leadership embedded in your executive team. Board and investor support, legal budget ownership, outside counsel management, and a steady hand across everything the business signs.
Senior deal leadership for a defined mandate: an acquisition, a portfolio purchase, a funding facility, a new product launch, or market entry — run end-to-end with your existing team.
A complete regulatory and compliance program, designed and implemented: policies, disclosures, licensing, training, vendor and data agreements — delivered as an operating system, not a memo.
Representative matters led as in-house, lead, or supporting counsel. Not exhaustive; no particular order.
Bilingual (English / Spanish) practice spanning U.S. federal and state law and non-U.S. civil code jurisdictions, with hands-on transaction experience on four continents.
Chief.Legal is led by a team of experienced counsel with decades of combined experience on every side of regulated finance—as in-house counsel to Fortune 500 lenders, global general counsel for international organizations, outside counsel to banks and fintech companies, compliance leaders, and entrepreneurs who have built and operated businesses themselves.
Our counsel have held senior legal and compliance roles overseeing consumer and commercial finance operations across Puerto Rico, Mexico, Costa Rica, the Philippines, and other international markets. Their experience includes serving financial institutions, global recovery firms, money-services businesses, fintech platforms, and consumer-brand companies, with responsibilities spanning acquisitions, regulatory compliance, licensing, commercial strategy, and operational growth.
That operating experience is the difference. Chief.Legal advises on lending platforms, compliance programs, collection operations, and financial-services businesses that our counsel have personally helped build, license, staff, manage, and scale—not merely document.
Talk to Our Team →Tell us a little about your company and the matter at hand. We personally review every inquiry and typically respond within one business day.